Finance :  Banking & Credit

For the first time ever, online bill payments surpassed paper checks among Internet households, according to a CheckFree report titled "The 2007 Consumer Bill Payment Survey." The report, conducted with The Marketing Workshop and Harris Interactive, found that 74% of all US Internet households pay at least one bill online. Also, 39% of total...

Mobile banking and payments could revolutionize the financial sector the same way that the ATM did, according to a January Juniper Research report "Mobile Financial Services: Banking & payment markets 2007-2011." By 2011, Juniper predicts 612 million worldwide mobile phone users will generate over $587 billion worth of financial transactions...

Many small businesses are feeling the pinch from a shaky economy, climbing prices, and low consumer confidence. Small business experts say small businesses looking to survive difficult times must react to the times and stay nimble, watch their costs, and be innovative. Innovation does not mean reinventing the company, but rather looking for new ways...

The recent collapse of a major U.S. bank highlights the need to understand the federal government's deposit insurance protections. The U.S. government, through the Federal Deposit Insurance Corp. (FDIC), protects up to $100,000 per individual, but that applies to all accounts an individual has at any one bank, including both business and personal...

One of the reasons small businesses write off a great deal of loss is that they don't realize how easy and affordably it can be to hire collection agencies to recover bad debt. Developing a success-driven mindset and taking action like your larger competitors is the first step to growing your business. Many of today's collection agencies are small business...